HAMID RAFIK; HICHAM LEMAALLEM. Access Without Usage: The Persistence of Cash in Morocco. African Scientific Journal, [S. l.], v. 3, n. 37, p. 1223 , 2026. DOI: 10.5281/zenodo.21837061. Disponível em: https://www.africanscientificjournal.com/index.php/AfricanScientificJournal/article/view/2078. Acesso em: 9 août. 2026.